Men Lifestyle: Credit Card Review

12:08 am Contributed by JW

I am sure everyone know what is credit card, with the heavy promotion by credit companies and banks lately, almost everyone on the street carry at least 1 credit card, of course you must qualified, ie. meet the banks or credit card companies minimum requirements. The beauty of this plastic cards is we don't require to carry that much of cash when we go for shopping, and this also give us emergency cash when we need it, and many many new features coming along. But today if you intend to apply another new card, or about to get the first credit card for yourself. I bet you will confuse with the latest promotions and additional bonus or offers by the banks. So, let me run through some of the few common offers or promotions given by the banks. Annual Fee Turn them off if there is still annual fee. Most of the credit cards now offer no annual fee. Unless we are refer to some special credit cards, such as platinum card.

Cash Rebate Most of the credit cards now offer cash rebate on purchases; so find out what are the terms offer by various banks. Some even offer special cash rebate at special leading retailers specified by the banks. Balance Transfer Getting popular in the last few years. If you have an interest-bearing balances in other credit cards, now it allow you to transfer the outstanding balance to this 0% introductory offer card. Some even give 0% for up to 15 months. So get this right when you apply for new credit card. Redemption Earning points when you make every purchase, and redeem reward points with products offered by the banks. Some evern linked up with airlines whereby you can redeem reward points on over various airlines. Sound attractive? Exclusive Events Only offer to card members for selected concerts, shows, major sporting events, and more in cities nationwide. Purchase Protection Made popular by AMEX. This simply mean protects eligible purchases made with the Card against accidental damage and theft for up to certain days from the date of purchase